The influence of digital payments on public spending patterns

The purpose of this study is to analyze the effect of developing digital payments on current patterns of public spending. The method used in the writing of this paper was a descriptive method, where this method was intended to describe events related to digital payments and public spending patterns, and supported by theoretical foundations both from abroad and domestically. Digital payment was a payment system that uses internet facilities as an intermediary. The results of this study indicate that digital payments affect public spending patterns. Many people feel helped by the existence of this digital payment because with the existence of digital payments the public feels easier in making transactions. This can be seen from the number of people who make transactions using e-money every day. Therefore, many patterns of public spending change, from those who initially shop at direct retail stores (offline), now shop through applications (online stores) or what we often know as e-commerce.